Manage My Risk
Tools to Protect Your Business

Coterie Insurance offers a risk mitigation program called, Manage My Risk. You can add this to your policy for year-round access to training, compliance and financial tools to help your business stay safe, resilient and ready for the future. 

3 Ways Manage My Risk Helps You

Protect Your Business

Access safety compliance guides, training modules, and personalized risk assessments to reduce accidents and avoid costly fines.

Strengthen  Your Team

Offer your employees engaging, on-demand training modules and resources to build a safer, more confident workforce.

Grow Financially 

Use business credit insights and flexible banking tools to improve your financial health and support your growth.

What's Included

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SmarterRisk – Risk Assessment & Action Plan

Complete a free 15-minute digital risk assessment and get a custom plan to improve safety and reduce risks. SmarterRisk has an available subsidized upgrade for deeper insights.
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Bluevine – Get More from Your Business Banking

Small business banking and credit lines designed to manage cash flow and seize opportunities for growth. With Manage my Risk, get access to exclusive offers. 

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Nav.com – Credit & Financial Health

Complimentary access to view your business credit health (no hard check) plus funding opportunities. Upgrade with Nav Prime for faster growth.

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EdApp – Interactive Safety Training

100+ interactive safety courses covering industries from food to construction. Quick, easy-to-use microlearning for you and your team.
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Safety Resources – Centralized Tools

Downloadable guides, compliance checklists, and industry-specific regulatory content to keep your business protected.

Add Manage My Risk to Your Policy 

Manage My Risk helps you protect, strengthen, and grow.

It's included with your Coterie policy - getting a policy with it means more value, more resources and more peace of mind every day.

Manage My Risk Program FAQs

Are there any requirements to participate or remain in the program?

There’s no requirement to join or stay in the Manage My Risk program, but we encourage you to leverage the SmarterRisk platform. After completing your risk assessment, you’ll get a full picture of your business’s top risk exposures and clear steps you can take to address them.​

Filling out your custom risk assessment takes less than 15 minutes to complete.

How does the program work?

Once enrolled, you’ll receive an email with a link from SmarterRisk to complete your personalized risk assessment. You can access the secure site and its resources anytime, 24/7.Coterie does not monitor or track your usage of the program.​

In addition, Coterie offers extra Manage My Risk resources available on our website to help support your business.

What is loss control?

Loss control is the act of protecting a business to prevent a loss or event that negatively impacts your business. Loss control consists of actions to help secure the business and prevent a loss. 

What is risk management? 

Risk management is making a plan to stay safe and avoid problems. It's about thinking ahead and taking steps to protect yourself from things that could go wrong. Risk management helps you make choices to prevent or handle bad situations.

Why should  I use loss control services?

Using loss control services helps you reduce claims and better protect your business. You’ll be more prepared for risks, recover faster if something happens, and keep your operations running smoothly. By taking advantage of these services, you’re investing in your business’s long-term safety and success.

Does Coterie administer Loss Control Services themselves? 

Coterie partners with carefully chosen experts to offer a comprehensive range of risk management services tailored to the unique challenges businesses face. Along with the solutions we provide directly, this combination creates a one-stop shop that helps you identifyrisks, improve safety, and protect your business from a wide variety of potential issues.

I have specific questions about the loss control services, who should I contact? 

Please email managemyrisk@coterieapplications.com.